Traders Insurance – Who can apply?

MotorTrader January 3, 2013Help & Guides

The Policyholder and all named drivers must have been resident in the UK for the last year and have held a full UK driver’s licence for at least 1 year.

Occupation

Cover is available to persons who operate in the Motor Trade on a full or part-time basis, either from business premises or from home, and includes:

Car dealers, mechanics, motor engineers, valeters, tuners, panel beaters and other similar car traders occupations.

Persons involved in the scrap/salvage or dismantling of vehicles or recovery for such purposes
Vehicle delivery agents
Vehicle brokers
Vehicle inspectors
Specialists in the sale, repair or servicing of prestige, fibreglass, American, kit, high performance, high value vehicles or motorcycles
Persons concentrating solely on after-sales modifications – e.g. turbo installers, body kits, etc.

Traders insurance is a must in any of the above sectors.

Third Party Only: Policyholder must be aged between 25 and 70. Named drivers must be aged 21 or over.

Comprehensive: Policyholder must be aged between 25 and 70. Named drivers must be aged 21 or over. Cover is restricted to Third Party Only for drivers under 25.

Young Drivers (21-24 Years Old)

A maximum of 2 young drivers can be included in the policy.

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